The most competitive mortgage rates
Get the home loan that best meets your needs and the personalized five-star service that powers you to reach your homeownership goals.
No personal information required. No impact on your Credit Score. No documents required.
Over 500+ Reviews
Why our customers love to work with us
“I cannot say enough good things about this company. We have left this team feeling like family.”
KASSANDRA T.
- First-time Homebuyer
- Larkspur, CA
“If you are a first-time buyer, I can say you will have comfort knowing you will have an amazing team walking alongside you throughout the process.”
CRISTIAN C.
- First-time Homebuyer
- Modesto, CA
“Everything was just so effortless with 100% transparency. You will never get better rates from anyone else”
ARUN K.
- Homeowner
- Livermore, CA
There is truly no one better to work with. Scott and the team at Reliance worked hard to find us a rate well below everything else we were being quoted.
JACKSON B.
- Homeowner
- Littleton, Colorado
Yelp Reviews
Ashley Wise
23:56 04 Dec 25
Working with Reliance was such a great experience! Scott was phenomenal , we have worked with him multiple times now with refinancing and the sell of our home. Scott made each process so easy and was very communicative during the entire process. Lowest rates and Best service, highly recommend!
Matt W
23:36 04 Dec 25
Scott and the team at Reliance Financial have helped our family multiple times across different loans, and every experience has been outstanding. They are clear, concise, and always on point. If you want a smooth, stress-free process with people you can trust, Scott is your go-to. Truly a one-stop shop for loans in Texas. Highly recommend!
Navdeep Singh
22:16 21 Nov 25
Scott Wise did an incredible job. He was always there to answer all my questions. The owner of this company is also very respectful and professional. These guys are incredibly knowledgeable and are the best at what they do.
Thank you for everything. I’m looking forward to the rates dropping and refinancing. I know Scott will take care of me.
Thank you for everything. I’m looking forward to the rates dropping and refinancing. I know Scott will take care of me.
Aron Gonzalez
00:29 21 Nov 25
As a first-time homebuyer, I cannot overstate how grateful I am to Reliance Financial. Their entire team, especially Scott Wise, was exceptionally courteous and attentive throughout the process, providing the much-needed support and expert guidance required to successfully secure my home.
I would confidently recommend Reliance Financial to any first-time buyer, especially those who have a lot of questions, doubt the complex process, or worry about qualifying. They are a fantastic, professional company that truly cares about their clients.
I would confidently recommend Reliance Financial to any first-time buyer, especially those who have a lot of questions, doubt the complex process, or worry about qualifying. They are a fantastic, professional company that truly cares about their clients.
Google Reviews
See what sets us apart
We are committed to simplifying your home buying or refinancing experience.
Banks
Credit Unions
On-demand and real-time pre-approval
Always
Occasionally
Occasionally
No application and processing fees
Always
Never
Never
Best Rates across multiple lenders
Always
Rarely
Sometimes
Out-of-box solutions for every borrower
Always
Sometimes
Rarely
Personalized guidance and support
Always
Occasionally
Occasionally
Real-time loan status updates
Always
Sometimes
Rarely
Close home loans fast
Always
Sometimes
Rarely
On-demand pre-approval
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
No application and processing fees
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Best Rates across multiple lenders
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Out-of-box solutions for every borrower
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Personalized guidance and support
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Real-time loan status updates
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Close home loans fast
Reliance Financial
Always
B
Banks
Rarely
C
Credit Unions
Rarely
Your Journey Towards
Homeownership
1
Get your payment
The first step toward your homeownership dream can start with a base-level understanding of what your housing payment and affordability may look like.
Check Payment 2
GET YOUR FREE CUSTOM RATE
Get your personalized rate and closing fee options. We want you to secure the best possible terms for yourself.
Free Custom Rate Quote 3
Get your pre-qualification
Fill out your secure application anywhere, anytime. It only takes 15 minutes or less to get your pre-qualification results on our digital platform. We offer pre-approval letters within hours after we receive ALL required documentation.
Apply Now 4
Get funded and home keys
Our solid pre-approval process empowers you to make a strong offer on the home of your dreams. Once you get into contract, our team of experts guides you through the loan process step-by-step all the way to the finish line.
We are passionate about getting your home funded quickly and on time.
Contact Us Today’s Mortgage Rates
Purchase
Refinance
Loan Amount To $832,750
15 YR FIXED
5.250% RATE
5.348% APR
30 YR FIXED
5.875% RATE
5.976% APR
Loan Amount To $1,249,125
15 YR FIXED
5.499% RATE
5.553% APR
30 YR FIXED
5.740% RATE
5.795% APR
California Locations We Serve
- All Projects
- Mortgage & Loan Info
- Mortgage California
- Mortgage Colorado
- Mortgage Florida
- Mortgage Michigan
- Mortgage Texas
- Mortgage Virginia
- Mortgage Washington
Mortgage Rates in California Locations
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- Mortgage & Loan Info
- Mortgage California
- Mortgage Colorado
- Mortgage Florida
- Mortgage Michigan
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Texas Locations We Serve
- All Projects
- Mortgage & Loan Info
- Mortgage California
- Mortgage Colorado
- Mortgage Florida
- Mortgage Michigan
- Mortgage Texas
- Mortgage Virginia
- Mortgage Washington
Florida Locations We Serve
- All Projects
- Mortgage & Loan Info
- Mortgage California
- Mortgage Colorado
- Mortgage Florida
- Mortgage Michigan
- Mortgage Texas
- Mortgage Virginia
- Mortgage Washington
Colorado Locations We Serve
- All Projects
- Mortgage & Loan Info
- Mortgage California
- Mortgage Colorado
- Mortgage Florida
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City Wise Mortgage Calculators
- All Projects
- Mortgage & Loan Info
- Mortgage California
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POWERING SOCIAL IMPACT
Team Reliance Financial cares about the communities around us #RFCares
At Reliance Financial, our team cares about giving back to our communities and supporting causes that are key to continuous growth and development locally and globally.
Get the home loan that best meets your needs
Start your homeownership journey here.
No personal information required.
No impact on your Credit Score.
No documents required.
California Locations We Serve
Mortgage Rates in California Locations
Texas Locations We Serve
Mortgage Rates in Texas Locations
Florida Locations We Serve
Mortgage Rates in Florida Locations
Colorado Locations We Serve
Mortgage Rates in Colorado Locations
City Wise Mortgage Calculators
Our Google Reviews
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We are currently servicing:
CA
TX
CO
MI
WA
VA
FL
We are currently servicing:
